Bad credit? No credit? Are you looking for the best secured credit card to help you build or rebuild your credit?

Prime
+ 14.25%
variable APR

FREE
Visa
rewards

NO
enrollment
fees

NO
monthly
fees

The Best Credit Card Offer for Bad Credit?

Getting a secured credit card is one of the best ways for people with bad credit to begin to rebuild credit, and is also a great way for students or young adults with no credit to build credit.

Secured credit cards require a savings account deposit generally equal to the credit limit of the card. Otherwise, they work exactly the same way, and are accepted in all the same places, as an unsecured credit card.

To build your credit, you must establish positive trade lines on your credit report. If your credit score is too low for you to qualify for a traditional credit card, a secured credit card is the best way to rebuild your credit.

If you want a secured credit card for building or rebuilding your credit, there are three essential things the card must offer:

  1. the card must report to the three major credit bureaus;
  2. the card must not require a credit check for approval; and
  3. the card must not charge excessive fees.

We've researched many secured credit cards for people who want to build or rebuild their credit. The Capital Bank Open Sky Secured Visa credit card not only meets the above requirements, but provides several additional features that other cards don't.

Apply now or learn more

MORE INFORMATION

Secured, Unsecured, or Prepaid Credit Cards for Building Credit?
Be wary of unsecured credit cards targeted to the sub-primemarket. There's a reason they call those cards "fee harvesters."

Capital Bank Secured Credit Card Review
A complete review, and features overview, of the secured Visa offered by Capital Bank.